RE-MORTGAGE WITH US!

WHEN SHOULD I RE-MORTGAGE?

You should start to look for a new mortgage deal when your current lender writes to you.

Your lender will write to you 1 to 3 months prior to your interest rate coming to an end and this is the point when you should call your lender and ask for a closing balance (often referred to as a redemption statement).

Once you have received your letter and your closing balance then it’s time to contact ABC Mortgage Solutions.

COMPARE THE MARKET

ABC Mortgage Solutions will compare mortgages from our extensive panel of lenders to find the right deal for you based on your needs and circumstances.

We understand your circumstances might of changed since you set up your mortgage, last time, and this is when expert advice becomes vitally important.

ABC Mortgage Solutions will present to you the right deal and then ask for your permission to proceed with the application process.

PROCESSING AND DOCUMENTS

Once you give us the go ahead, we will start the application and keep you up to date throughout the entire process.

The entire application process will take, on average, 6-8 weeks but we can Fast Track applications on demand, ask about Fast Tracking today.

During the application process we may need to provide documents to the chosen lender but this varies from lender to lender.

FINISHED

All done, once your new deal is all set up and in place we will let you know!

As an added extra, we will even review your mortgage deal when it is due to be renewed again, with minimal effort!

CAN I BORROW EXTRA?

Yes, borrowing extra is an option and we can look at this with you. There are many reasons why you may want to borrow extra for example:

Home Improvements – Looking to increase the value of your home? Create more room? Refurnish or Modernise?
Gift – Give money to a family member.
Purchase another property – Do you want to start a property empire? Buy a Buy To Let? Buy a Holiday Home?
*Debt Consolidation – Do you have debts with high interest rates? Paying to much each month?

Extra borrowing is dependant on how much equity you have in the house, affordability and the reason for the extra borrowing.

*Debt Consolidation requires an indepth look at your finances and situation to determine whether it is the right option based on your needs and circumstances.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Some buy to let mortgages are not regulated by the Financial Conduct Authority.

DO I STAY ON VARIABLE OR FIX MY RATE AGAIN?
Do I stay on variable or fix my rate again?
WHY CHOOSE ABC MORTGAGE SOLUTIONS?
Again, a mortgage is one of the biggest debts you will ever have so if you make an incorrect decision it could have many impacts on your finances now and/or in the future. By choosing ourselves you know we are friendly professionals and providing services regulated by the FCA.
We are qualified, experienced and able to make the right decisions for you! We read the small print and ensure the mortgage deal fits your circumstances perfectly.

We handle the application from start to finish and keep you updated throughout the process – this takes the time and anxiety away from yourself and we are also contactable evenings and weekends and you will have a direct line to your adviser no call centres no hold times etc.

ABC Mortgage Solutions offer a bespoke friendly and professional service – make the right choice and contact us today.

WHAT IS A RE-MORTGAGE?

When buying your first home, it can seem confusing, daunting and stressful but here at ABC Mortgage Solutions, our aim is to keep it ‘As simple as A, B, C’….

More then likely you are wondering whether to contact your bank first to see if they can offer you a mortgage? STOP! Contact us and let us provide you with a no obligation quote first.

We provide mortgage and protection advice, making clear a recommendation based on an in-depth understanding of your requirements.

We’re flexible in how we operate and can provide our services via face to face, over the phone or via video, and as we’re open 7 days a week, we’re able to fit in around your schedule and lifestyle, to make the process as hassle free as possible.

Our advisers talk in terms you’ll understand, supporting you from start to finish. To see how we can help you, get started and get in contact with us today!

Debt Consolidation requires an in-depth look at your finances and situation to determine whether it is the right option based on your needs and circumstances. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Some buy to let mortgages are not regulated by the Financial Conduct Authority.

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